First-time buyer to specialist

mortgages, we have you covered.

Simple. Bespoke. Protected

Let’s chat…

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    First-time Buyer

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    Home Movers

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    Remortgage

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    Buy-to-let

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    Adverse Credit

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    Holiday Lets

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    Equity Release & Lifetime Mortgages

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    Specialist Mortgages

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    Ready to talk through your needs?

    BOOK A 20-MINUTE PHONE CONSULTATION

    Finding a mortgage can feel incredibly daunting

    Whether you are a first-time buyer, upscaling or downsizing, remortgaging or want to invest in a buy-to-let, holiday let or even a retirement home property, a mortgage adviser that will help you navigate the minefield of choice and ensure you are protected is priceless.

    Working for you, we are committed and dedicated, award-winning brokers with access to a wide and comprehensive panel of lenders, whether you need a large loan or top-up on existing borrowing, and will support you throughout the process.

    What our clients say...

    Why choose Smiths Financial?

    We’ll search a comprehensive range of lenders

    Some brokers only recommend mortgages from certain lenders – we’ll leave no stone unturned to find the right one for you, potentially saving you a lot of money.

    Award-winning experts in specialist mortgages

    We have expertise in finding specialist mortgages including mortgages for hospitality and recruitment professionals, self-employed mortgages for sole traders and limited company directors, and mortgage solutions for those with adverse credit and in debt.

    Safe, secure and dedicated to you

    You will have a dedicated mortgage adviser  – no being passed around – and your own online client portal to track applications and store documents and messages.

    Extensive support

    We will provide flexible, plain-speaking support throughout the process, as well as extra financial services including conveyancing and protection cover if you need them.

    Get your credit report here

    Reviews and Ratings for Financial adviser Richard Neilson, Colchester

    “Today’s mortgage marketplace is vast and finding a product that is right for you is easier said than done. We will use our broad knowledge and diligence to take the hard work out of it for you.”