Moving home is an exciting time. You might be moving for more space, to move to the countryside or into the city or downsizing to make life a little easier once the children have left home.

Whatever your motivation, you’ll want the process to be as painless as possible, starting with the mortgage. There are a huge amount of mortgage products and options out there and you will need to know what happens to your existing mortgage when you want to move.

Will you be able to borrow the same amount or more than you did for current property? If not, it might be that you repay your existing mortgage and take out a fresh one for the new property with a new provider.

At Smiths Financial, we’ll look to ensure you can go forward with the right mortgage for your individual circumstances, with a dedicated mortgage adviser on hand to give you simple, clear advice at every step of the way.

We will also make sure you have a firm grasp on any fees and costs with moving home, so there are no surprises down the line.

We specialise in the following mortgages:

Ready to talk through your needs?