Buying your first home is extra-special. But even if you’ve found your dream home, getting to the point where you have the keys in your hand may feel extremely daunting. It’s new territory and you’ll unlikely know where to start.

At Smiths Financial, we’ll ensure your journey to owning your first home is as painless as possible, and you will have a dedicated mortgage adviser there to provide simple, clear advice at every step if you are unsure about anything.

You may be worrying about your specific circumstances, whether you have enough of a deposit, how secure will your mortgage be, and how you will go about choosing the right surveyor, conveyancing solicitor, and even the removals company. We’ll be on hand to help you with all this to make sure nothing is overwhelming.

Buying your first home is an expensive purchase, so we’ll look to secure the most suitable deal possible, as well as assess the affordability for the loan required.

Why choose us?

  • Tailored, personal approach – we’ll carefully listen to ensure your needs are met
  • Simple and clear advice – no jargon
  •  Ensure you are protected with products such as critical illness cover and insurance
  •  Competitive fees – transparency all the way

We specialise in the following mortgages:

Ready to talk through your needs?